Deprivation of Capital and Assets

01:11 Apr 15 

w oświadczeniu majątkowym ...

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Deprivation of assets

If you have an asset that you transfer to someone else to avoid it being used to pay for your care, the trust can assess you as if you still own the asset. Any attempt not to include an asset in the financial assessment may be seen by the trust as a deliberate ‘deprivation of assets’. Examples of this are transferring money into someone else’s bank account, or transferring ownership of a property into someone else’s name.

- https://www.alzheimers.org.uk/get-support/legal-financial/ca...

01:06 Apr 15 

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00:49 Apr 15 

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na podstawie "RCM - Underwriting Non-Life" - https://piu.org.pl/wp-content/uploads/2023/11/Program_audytu...

00:46 Apr 15 

Deprivation of assets means you've deliberately tried to get rid of your assets to avoid charges or reduce the amount you would have to pay for your care. There are various ways you might do this, including:

making a lump-sum payment to someone else, possibly as a gift
extravagant spending that is out of character
extravagant living, such as gambling
transferring the title deeds of your property to someone else
putting your assets into a trust that can’t be revoked
buying an investment bond with life insurance
buying expensive items so they would be disregarded as personal possessions
selling an asset for less than its true value
giving away or selling the right to an income from a workplace pension.

There could be valid reasons for doing any of these things. The council must consider the timing and motivation of your actions. If they decide that you knew you would need care, and you were trying to avoid paying towards it, they may see this as deprivation of assets.

- https://www.independentage.org/get-advice/health-and-care/pa...

22:04 Apr 14 

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17:33 Apr 14 

Deprivation as described in the Care Act 2014 is where a person has intentionally deprived or decreased their overall assets – either capital or income, in order to avoid or reduce the amount, they are charged towards their care.