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Poll: What's your preferred means of making / receiving international payments?
Thread poster: ProZ.com Staff
M. Anna Kańduła United Kingdom Local time: 18:16 English to Polish
They're not the same
Oct 22, 2007
Nesrin wrote:
... should have been one option really. For me it's one or the other.
They are very different, really. PP is very expencive and my least prefered way of payment. I used to prefer MB, but recently they blocked my account without warning, explanation and still didn't unlock (while I've sent all docs they asked for) - so I don't like them any more.
I voted for wire transfer, but only 1 client pays me that way, unfortunatelly. Although it's the best, as there are no additional costs (I really love my bank) and money goes directly to where it should be
Anni
[Edited at 2007-10-22 10:12]
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Edward Potter Spain Local time: 19:16 Member (2003) Spanish to English + ...
Checks
Oct 22, 2007
I'm surprised nobody has mentioned checks.
Checks still have their advantages depending on your particular circumstances.
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Rebecca Garber Local time: 13:16 Member (2005) German to English + ...
Checks don't always work
Oct 23, 2007
Edward Potter wrote:
I'm surprised nobody has mentioned checks.
Checks still have their advantages depending on your particular circumstances.
Depending on the European check, they don't have the routing numbers required by US banks.
I bank at a local credit union, where I get great service and a *lot* of other, useful benefits, but they couldn't process European checks without a large fee *and* wait period.
The wire transfer charge is also extortionate, so I wait on invoicing certain clients until I have a large enough payment to make the fee worthwhile. The bank fees are deducted from my taxes as business expenses. Not the most idea solution, but one that works.
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Gregory Flanders France Local time: 19:16 French to English + ...
Just ask them to waive the fees.
Jan 9, 2008
Jim Tucker wrote:
Magda, this sounds great - can you recommend a bank or two that has this policy? Seriously - I have been paying $10 a shot for receiving transfers, which adds up if you do it 40 or 50 times a year.
Jim
FWIW, I opened an account a few years ago with a local branch of USBank. When I was opening it, I inquired about incoming wire transfer fees -- they were at 15 dollars a pop. I told them that I wasn't interested in opening the account if that were the case, and they agreed to waive the fees for me.
The only problem is that I have to go/call each time I receive a transfer. The bank put a reminder in my account that they waive my fees, and each time the teller removes the 15 dollar charge.
Sometimes it is worth asking.
Also, it helps to have an account in Europe; I have Eurpean companies transfer money to my French account (free), and then periodically do a big transfer into my US Bank account.
[Edited at 2008-01-09 13:43]
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